For the people looking for a no annual fee travel or shopping credit card as the reward program, The American Express Blue Card is probably the most comprehensive credit card reward program in the market. The American Express Blue Card allows you to earn one point for every dollar you spend on the card .Unlimited points can be earned which do not expire. The American Express Membership Rewards First program is the reward program for the Blue card. It has 21 airline partners and 15 hotel partners in which you can either exchange points for frequent guest points, get hotel certificates or select from 250 hotels to stay in. Apart from this there are also a lot of cruise, shopping and entertainment rewards.
You get a 0% introductory apr on purchases for either 6 or 12 months depending on your credit.The apr is either prime rate plus 6.99%, 8.99%, 11.99% or 13.99%.
Blue from American Express has a great reward program and it also has no annual fee. Furthermore, you can get a 0% APR for purchases for up to 12 months.
The American Express Blue card has the following travel and shopping benefits, listed below:
1. It allows the card holder to purchase at shopamex.com, You can also get points for your purchases.
2. Double points can also be earned by making your travel arrangements with American Express Travel.
3. A $100 credit can be earned back into your statement if you spend $3,000 on a qualifying vacation using your card at participating American Express Travel Services.
4. This program doubles the warranty for products purchased up to a limit of one extra year.
5. In the Purchase Protection Plan which comes under this plan, you can return any purchase you make if it is accidentally damaged within 90 days. This means that you are covered up to $1,000 per incident and up to $50,000 per year.
6. American Express has partnership with many merchants throughout the world to offer discounts to card holders. This may be beneficial for the people who travel a lot.
